Setup: Chase Trifecta (Sapphire Reserve)
Total Annual Fee: $795
Yearly Card Earnings: 0 points
| Category | Multiplier | Spend |
|---|---|---|
| travel-portal | 5x | $-- cap |
| (Annual Spend) | ||
| dining | 3x | $-- cap |
| (Annual Spend) | ||
| drug-store | 3x | $-- cap |
| (Annual Spend) | ||
| catch-all | 1.5x | $-- cap |
| (Annual Spend) | ||
Yearly Card Earnings: 0 points
| Category | Multiplier | Spend |
|---|---|---|
| Q1: Groceries (no Walmart/Target) | 5x | $-- cap |
| (Annual Spend) | ||
| - Fitness/Gym membership | 5x | $-- cap |
| (Annual Spend) | ||
| - Norwegian Cruise Line | 5x | $-- cap |
| (Annual Spend) | ||
| - Hair, Nails, and Spa | 5x | $-- cap |
| (Annual Spend) | ||
| Q2: Amazon | 5x | $-- cap |
| (Annual Spend) | ||
| - Streaming | 5x | $-- cap |
| (Annual Spend) | ||
| Q3: Instacart | 5x | $-- cap |
| (Annual Spend) | ||
| - Gas | 5x | $-- cap |
| (Annual Spend) | ||
| - EV Charging | 5x | $-- cap |
| (Annual Spend) | ||
| - Live Entertainment | 5x | $-- cap |
| (Annual Spend) | ||
| Q4: department-store | 5x | $-- cap |
| (Annual Spend) | ||
| - Travel Portal | 9x | $-- cap |
| (Annual Spend) | ||
| - old-navy | 5x | $-- cap |
| (Annual Spend) | ||
| December: PayPal | 5x | $-- cap |
| (Annual Spend) | ||
| travel-portal (outside Q4) | 5x | $-- cap |
| (Annual Spend) | ||
| dining | 3x | $-- cap |
| (Annual Spend) | ||
| drug-store | 3x | $-- cap |
| (Annual Spend) | ||
| catch-all | 1x | $-- cap |
| (Annual Spend) | ||
Yearly Card Earnings: 0 points
| Category | Multiplier | Spend |
|---|---|---|
| travel-portal | 8x | $-- cap |
| (Annual Spend) | ||
| airline | 4x | $-- cap |
| (Annual Spend) | ||
| hotel | 4x | $-- cap |
| (Annual Spend) | ||
| dining | 3x | $-- cap |
| (Annual Spend) | ||
| catch-all | 1x | $-- cap |
| (Annual Spend) | ||
Credits and Benefits w/Chase Sapphire Reserve
- Travel$300 annualAnnual Value: $300
- The Edit$250 semi-annualAnnual Value: $500
- TSA Pre-check/Global Entry$120 four-yearsAnnual Value: $30
- Sapphire Reserve Dining Tables$150 semi-annualAnnual Value: $300
- Apple TV+ and Apple Music (through 6/22/27)$250 annualAnnual Value: $250
- DashPass Membership (through 12/31/27)$120 annualAnnual Value: $120
- DoorDash promo (restaurant)$5 monthlyAnnual Value: $60
- DoorDash promo (groceries/retail) #1 (through 12/31/27)$10 monthlyAnnual Value: $120
- DoorDash promo (groceries/retail) #2 (through 12/31/27)$10 monthlyAnnual Value: $120
- StubHub and viagogo (through 12/31/2027)$150 semi-annualAnnual Value: $300
- Lyft rides (through 9/30/2027)$10 monthlyAnnual Value: $120
- Peloton membership (through 12/31/2027)$10 monthlyAnnual Value: $120
- Sapphire Lounge Access [approximate value per visit]$100 alwaysAnnual Value: $100 per usage