Setup: Chase Trifecta (Sapphire Preferred)
Total Annual Fee: $95
Yearly Card Earnings: 0 points
| Category | Multiplier | Spend |
|---|---|---|
| travel-portal | 5x | Unlimited |
| (Annual Spend) | ||
| dining | 3x | Unlimited |
| (Annual Spend) | ||
| drug-store | 3x | Unlimited |
| (Annual Spend) | ||
| catch-all | 1.5x | Unlimited |
| (Annual Spend) | ||
Yearly Card Earnings: 0 points
| Category | Multiplier | Spend |
|---|---|---|
| Q1 2026: Dining | 7x | $1500 quarterly |
| (Annual Spend) | ||
| - Norwegian Cruise Line | 5x | $1500 quarterly |
| (Annual Spend) | ||
| - American Heart Association | 5x | $1500 quarterly |
| (Annual Spend) | ||
| travel-portal (outside Q4) | 5x | Unlimited |
| (Annual Spend) | ||
| dining (outside Q1) | 3x | Unlimited |
| (Annual Spend) | ||
| drug-store | 3x | Unlimited |
| (Annual Spend) | ||
| catch-all | 1x | Unlimited |
| (Annual Spend) | ||
Yearly Card Earnings: 0 points
| Category | Multiplier | Spend |
|---|---|---|
| travel-portal | 5x | Unlimited |
| (Annual Spend) | ||
| dining | 3x | Unlimited |
| (Annual Spend) | ||
| travel | 2x | Unlimited |
| (Annual Spend) | ||
| streaming | 3x | Unlimited |
| (Annual Spend) | ||
| online-grocery | 3x | Unlimited |
| (Annual Spend) | ||
| catch-all | 1x | Unlimited |
| (Annual Spend) | ||
Credits and Benefits w/Chase Sapphire Preferred
- Chase Travel Hotel$50 annualAnnual Value: $50